Lifetime ISA UK 2026/27: £1,000 Bonus, First-Home Rules & Withdrawal Charge
Lifetime ISA rules for 2026/27: save up to £4,000, get a 25% government bonus, understand the £450,000 first-home cap, 12-month rule and 25% withdrawal charge.
Category Savings & ISAs
State Pension NI Gaps UK: Should You Pay Voluntary National Insurance? (2026/27)
Got gaps in your National Insurance record? Learn the current six-year rule, how to check whether paying voluntary NI could increase your State Pension, and what to check first.
ISA vs Savings Account UK 2026/27: Where Should You Keep Your Savings?
ISA or normal savings account? Compare 2026/27 tax rules, Personal Savings Allowance, interest rates, access and FSCS protection before deciding where to keep cash.
Cash ISA Changes 2027: What the £12,000 Limit Means for Under-65s
From April 2027, under-65s face a £12,000 annual Cash ISA subscription limit within the £20,000 overall ISA allowance. Here's what changes — and what doesn't.
Savings for Over-65s UK 2026/27: Cash ISAs, Tax and the 2027 Rules
A practical 2026/27 savings guide for people aged 65+: Cash ISA rules, Personal Savings Allowance, FSCS protection and what changes from April 2027.
Gold & Silver in a Stocks and Shares ISA UK 2026/27: What to Know
Can you hold gold or silver exposure in an ISA? Learn how exchange-traded products can work, ISA eligibility, costs and risks — without treating precious metals as guaranteed safe havens.
Cash ISA vs Stocks and Shares ISA UK 2026/27: What’s the Difference?
Cash ISA or Stocks and Shares ISA? Compare risk, access, tax treatment and time horizon under the 2026/27 ISA rules, including the April 2027 Cash ISA change.
Best ISA Providers UK 2026/27: How to Compare Cash & Investment ISAs
Looking for an ISA in 2026/27? Compare Cash and Stocks & Shares ISA providers by rates, fees, protection, access and investment choice — without relying on an outdated 'best buy'.
ISA Allowance 2026/27: £20,000 Limit, Deadlines and 2027 Cash ISA Changes
The ISA allowance is £20,000 for 2026/27. Learn how the tax-year deadline works and what the £12,000 Cash ISA limit from April 2027 means for under-65s.