Category Debt & Credit

Last updated: 4 November 2026. General information, not financial advice. Maybe you’ve been turned down for a phone contract, or you’re hoping to get a mortgage next year and your score looks lower than you’d like. Or maybe you’ve just…

Last updated: 4 November 2026. General information, not financial advice. I don’t recommend specific cards. A credit card can be really useful: it can help you build a credit history, protect bigger purchases and spread a cost. It can also…

Last updated: 4 November 2026. General information for the UK, not regulated debt advice. It’s a horrible feeling: you’ve looked at your bank balance, looked at the bills due before payday, and the numbers just don’t meet. Maybe your hours…

Last updated: 4 November 2026. General information, not financial advice. You’ve checked your credit score, and now you’re staring at a number wondering: is that good? Is it good enough for a mortgage, a phone contract or a new card?…

Last updated: 4 November 2026. General information for the UK, not regulated debt advice. Maybe you’ve tried to pay off debt before and it didn’t stick. A surprise bill came along, the card went back up, and it felt like…

Last updated: 4 November 2026. General information, not financial advice. You’ve listed your debts, you’ve found a bit of spare money each month, and now you’re stuck on one question: which debt do I pay off first? Do you go…

Last updated: 4 November 2026. General information, not financial advice. If you’ve never looked at your credit report, you’re not alone. Lots of people avoid it because they’re worried about what they’ll find, or because they think checking will somehow…

Last updated: 4 November 2026. General information for the UK, not regulated debt advice. If payday has been and gone and there isn’t enough to cover every bill, you’re probably asking yourself one question: which debts should I pay first?…