Category Debt & Credit

Last updated: 4 November 2026. General information for the UK, not regulated debt advice. When money is tight and the letters keep coming, it’s completely human to want to put them in a drawer and not look. I understand. But…

Last updated: 4 November 2026. General information for England and Wales, not regulated debt advice. If your debts have got to the point where you can’t see a way to pay them back, you may have heard of things like…

Last updated: 4 November 2026. General information, not regulated debt advice. You signed up to pay a certain amount each month, and now you simply can’t. Maybe your hours were cut, your rent went up or a relationship ended. The…

Last updated: 4 November 2026. Phone numbers and hours checked on GOV.UK; check there before calling, as they can change. If you’re struggling with debt, picking up the phone to ask for help can feel like the hardest step. You…

Last updated: 4 November 2026. General information, not regulated debt advice. A letter arrives with the words “default notice” at the top, and suddenly you’re worried about your credit score, court action and whether you’ll ever get a mortgage. Or…

Last updated: 4 November 2026. General information for England and Wales, not legal or debt advice. Court papers through the letterbox are frightening. Words like “claim form” and “judgment” sound serious, and you might be worried about bailiffs, your credit…

Last updated: 4 November 2026. General information, not financial advice. Buy Now, Pay Later is everywhere: at the checkout for clothes, school shoes, even food shopping. Split it into three, pay nothing today, no interest. It feels harmless, and used…

Last updated: 4 November 2026. General information for England and Wales, not regulated debt advice. A debt collector’s letter can make your stomach drop. Maybe the calls have started, or a company you’ve never heard of says you owe them…

Last updated: 4 November 2026. General information, not financial advice. I don’t recommend specific cards. If you’re paying interest on credit card debt every month, you’ve probably seen adverts for 0% balance transfer cards and wondered if one could help.…

Last updated: 4 November 2026. General information, not financial advice. You pay your credit card every month, yet the balance hardly seems to move. It’s one of the most frustrating feelings with money, and it usually comes down to one…