Terms of Use

Last Updated: 27 February 2026

1. Acceptance of Terms

By accessing and using MoneySavvyUK.com (“the Site”), you agree to comply with and be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the Site.

2. Intellectual Property Rights

  • Ownership: All content on this Site—including text, images, logos, and downloadable digital products (such as Notion templates and PDF trackers)—is the property of Kalpana and MoneySavvyUK.com.
  • Personal Use Licence: We grant you a limited, non-exclusive, and non-transferable licence to download and use our materials for your personal, non-commercial use only.
  • Prohibited Actions: You must not modify, republish, resell, or distribute our content or templates to third parties without our express written permission.

3. Acceptable Use

You agree to use the Site only for lawful purposes. You are prohibited from:

  • Using the Site in any way that causes damage or impairs its availability.
  • Engaging in data mining, “scraping,” or bulk downloading of our content.
  • Using the Site to transmit or send unsolicited commercial communications (spam).

4. Digital Content & Consumer Rights

Under the UK Consumer Rights Act 2015, we ensure that all digital content provided (free or paid) is of satisfactory quality, fit for purpose, and as described.

  • Access: For digital downloads, access is typically provided immediately via a link or email.
  • No Refunds for Digital Content: In accordance with the Consumer Contracts Regulations, your right to a 14-day “cooling-off” period is waived once you have started the download or streaming of digital content, provided you gave express consent at the time of purchase.

5. Limitation of Liability

To the fullest extent permitted by law, MoneySavvyUK.com and its owner shall not be liable for any direct, indirect, or consequential loss arising from your use of the Site. This includes, but is not limited to, errors in content, system downtime, or damage to your device from digital content.

Our Site contains links to third-party websites (like Swagbucks or Amazon) that we do not own or control. We are not responsible for the content, policies, or practices of these external sites.

7. Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales.