“We believe in transparency. This page explains how we protect your data and clarifies that while we love sharing money-saving tips, we are not financial advisors.”
Last Updated: 27 February 2026
1. Financial Disclaimer (The “Not an Expert” Clause)
MoneySavvyUK.com is a personal finance and lifestyle blog.
- Not Financial Advice: The content on this site is for informational and educational purposes only. I am not a financial expert, qualified accountant, or tax professional.
- Not Regulated: We are not regulated by the Financial Conduct Authority (FCA).
- Peer-to-Peer Insight: Any strategies, “money leaks” solutions, or side-hustle reviews shared here are based on personal experience and research. They do not constitute professional financial advice.
- No Liability: You should consult with a regulated financial advisor before making significant financial decisions. MoneySavvyUK.com and its owner (Kalpana) accept no liability for any financial loss or damage resulting from the use of information on this website.
2. Privacy Policy (UK GDPR & DUAA 2025)
Who We Are
MoneySavvyUK.com is owned by Kalpana.
- Contact: kalpana@moneysavvyuk.com
- Role: We act as the Data Controller for information collected on this site.
Data Collection & Lawful Basis
We process data under the following UK GDPR and Data (Use and Access) Act 2025 bases:
- Consent: When you voluntarily sign up for our newsletter.
- Legitimate Interests: To ensure site security, analyze performance, and provide a seamless user experience.
- Contract: To deliver any digital products or “Things I Love” items you purchase.
Your Rights & Complaints
Under UK law, you have the right to access, rectify, or delete your data.
- 30-Day Response: Under the 2025 Act, we will acknowledge any data-related complaint within 30 days.
- ICO: You have the right to contact the Information Commissioner’s Office if you are unsatisfied with our response.
3. Affiliate & Cookie Disclosure
To keep our expert advice free for readers, MoneySavvyUK.com uses affiliate links.
- Affiliates: We may earn a small commission if you click a link (like Swagbucks or Amazon) and make a purchase, at no extra cost to you.
- Cookies: We use cookies to track these referrals and monitor site traffic. You can manage your preferences via our cookie banner at any time.