At Money Savvy UK, accessible via https://moneysavvyuk.com (hereinafter referred to as “the website”), we offer general educational information on various topics as a public service. This content should not be interpreted as professional, financial, real estate, tax, or legal advice. These are solely my personal opinions.
The term “you” refers to anyone who accesses, browses, or uses the website.
Please read this Disclaimer carefully. I reserve the right to modify it at any time without prior notice. By visiting and using this website, you agree to be bound by this Disclaimer, along with our Terms and Conditions and Privacy Policy. Continued use of the website constitutes acceptance of any future changes to this Disclaimer. If you do not agree with this Disclaimer, you must not access or use the website.
FINANCIAL DISCLAIMER
While I enjoy discussing personal finance and online careers or side hustles, I am not your financial advisor or career counselor. All content and information on this website are for informational and educational purposes only, do not constitute financial advice, and do not establish any kind of professional-client relationship through your use of this website. A professional-client relationship is only formed after we have explicitly entered into a written agreement with you, which you have signed, including our fee structure and other terms to represent you in a specific matter. Although we strive to provide accurate general information, it should not replace any kind of professional advice, and you should not rely solely on this information. Always consult a professional in the relevant field for your specific needs and circumstances before making any professional, legal, financial, or tax-related decisions.
AFFILIATE AND THIRD-PARTY LINKS DISCLOSURE
We may partner with other businesses or participate in affiliate marketing programs whose products or services may be promoted or advertised on the website in exchange for commissions and/or financial rewards when you click and/or purchase those products or services through our affiliate links. We receive a commission at no extra cost to you if you make a purchase through an affiliate link.
We may also recommend other products, services, coaches, and consultants, but such references are not intended as endorsements or statements that the information provided is accurate. We recommend these based on our personal experiences, but it is still your responsibility to conduct your own due diligence to ensure you have obtained complete and accurate information about such products, services, coaches, and consultants.
These affiliate or third-party relationships do not compromise the integrity of the content, information, services, and materials presented to you. You are under no obligation to click on these affiliate links to purchase the products or services offered. These affiliate programs are selected based on personal experiences and preferences.
Although we provide these affiliate links for your convenience, we have no control over external websites and are not responsible for their content or information. Therefore, Money Savvy UK and its officers, employees, successors, shareholders, joint venture partners, or anyone else working with us cannot be held liable for any content presented on these external websites or any damages resulting from them.
This disclosure applies to all affiliate links shared on our website, social media, emails, programs, products such as courses and e-books, services, and any other means of communication with you.
EARNINGS DISCLAIMER AND TESTIMONIALS
We may share income reports and success stories of our current or former clients, including product reviews and testimonials, on the website from time to time. These reports and testimonials are accurate and provided strictly for informational purposes.
We share this information as examples but do not guarantee or promise any results or successes if you decide to use the same information, reviews, products, services, tips, and techniques offered here.
All testimonials on our website, programs, products, and services are real-world examples of others’ experiences with our offerings. However, they are not intended to guarantee that you will achieve the same or similar results. Each individual’s success depends on their background, dedication, desire, and motivation.
You are encouraged to perform your own due diligence and are solely responsible for your earnings and results. Your earning potential and results are contingent upon your personal circumstances, abilities, experience, and skills. Therefore, you agree not to hold us or our officers, employees, successors, shareholders, joint venture partners, or anyone else working with us liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products, or services presented to you here.
MONEY SAVVY UK SPONSORED POSTS AND REVIEWS
From time to time, we may include sponsored blog posts on our website for products or services we recommend or that have been valuable in our personal experience.
We may review various products, services, and other resources to provide reviews or recommendations. We may receive incentives, discounts, compensation, or free products in exchange for our reviews and sponsored content. All such reviews and sponsored posts reflect our honest opinions made in good faith. You are always encouraged to perform your own due diligence before relying on them.
We share this information as examples but do not guarantee or promise any results or successes if you decide to use the same information, reviews, products, services, tips, or techniques offered here.
You are encouraged to perform your own due diligence and are solely responsible for your decisions, purchases from our affiliate links or sponsored content, and results. Your earning potential and results are contingent upon your personal circumstances, abilities, experience, and skills. Therefore, you agree not to hold us or our officers, employees, successors, shareholders, joint venture partners, or anyone else working with us liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products, or services presented to you here.
FAIR USE DISCLAIMER
This website reviews products, which may include posting product images from other websites or logos of manufacturers in the “featured” section of the blog. No copyright is claimed for such content on the website, and to the extent that material may appear to infringe on copyright, we assert that such alleged infringement is permissible under the fair use principles of U.S. copyright laws. If you believe any material has been used without authorization, please contact us at [your email address].
NO WARRANTIES
ALL CONTENT, INFORMATION, PRODUCTS, AND SERVICES ON THE WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE, EXPRESS OR IMPLIED, TO THE FULL EXTENT PERMISSIBLE BY LAW. WE MAKE NO REPRESENTATIONS OR WARRANTIES AS TO THE CONTENT, INFORMATION, MATERIALS, PRODUCTS, AND SERVICES PROVIDED ON THIS WEBSITE. WE DO NOT WARRANT THAT THE WEBSITE WILL PERFORM OR OPERATE TO MEET YOUR REQUIREMENTS OR THAT THE INFORMATION PRESENTED HERE WILL BE COMPLETE, CURRENT, OR ERROR-FREE. WE DISCLAIM ALL WARRANTIES, EXPRESS AND IMPLIED, FOR ANY PURPOSE TO THE FULL EXTENT PERMITTED BY LAW.
LIMITATION OF LIABILITY
You agree that under no circumstances shall we or our officers, employees, successors, shareholders, joint venture partners, or anyone else working with us be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary, or any other damages resulting from your use of this website, including but not limited to the content, information, products, services, and graphics presented here.
You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of any personal or other information you provide, the outcome of your actions, personal and business results, and all other use in connection with the website.
You also expressly agree that we and our officers, employees, successors, shareholders, joint venture partners, or anyone else working with us shall not be liable to you for any damages resulting from:
- Any errors or omissions on the website, delay or denial of any products or services, failure of performance of any kind, interruption in operation or your use of the website, website attacks, including viruses or hacking, and any other system failures;
- Any loss of income, data, revenue, profits, business, or goodwill related to the website;
- Any theft or unauthorized access by third parties of your information from the website, regardless of our negligence;
- Any use or misuse of the information, products, and services offered here.
This limitation of liability applies whether such liability arises from negligence, breach of contract, tort, or any other legal theory. You agree that we provide no express or implied guarantees for the content presented here, and you accept that no specific results are being promised to you.
INDEMNIFICATION
You agree to indemnify and hold harmless the Company and its officers, employees, successors, shareholders, joint venture partners, or anyone else working with us from all losses, claims, damages, demands, actions, suits, proceedings, or judgments, including costs, expenses, and reasonable attorneys’ fees (“Liabilities”), arising from:
- (a) Actions or omissions by you, your agents, directors, officers, employees, or representatives, whether negligent or otherwise;
- (b) Your use of our website, including purchasing programs, products, and services;
- (c) Violation of any laws, rules, regulations, or ordinances by you;
- (d) Violation of any terms and conditions of this website by you or anyone related to you;
- (e) Infringement by you or any user of your account of any intellectual property or other rights of anyone.
The Company will promptly notify you of any such claims or liabilities and reserves the right to defend such claims at your expense. You agree to fully cooperate and provide assistance without charge to us in defending any such claims.