Who we are
Our website address is: http://moneysavvyuk.com.
Privacy Policy for Money Savvy UK
Effective Date: [Insert Date]
Last Updated: [Insert Date]
At Money Savvy UK, accessible from www.moneysavvyuk.com, the privacy of our visitors is of utmost importance. This Privacy Policy outlines the types of information that Money Savvy UK collects, how we use and protect that information, and your rights regarding the information we collect. We are committed to safeguarding your privacy and complying with applicable privacy laws, including the General Data Protection Regulation (GDPR).
If you have any questions or need further information about our Privacy Policy, please feel free to contact us at kalpana@moneysavvyuk.com.
1. Information We Collect
We collect and process both personal and non-personal information depending on how you interact with our website.
a. Personal Identification Information
We collect personal data when you voluntarily provide it through:
- Subscribing to our newsletter
- Filling out forms on our website (e.g., contact forms)
- Engaging with us via email or any other communication method
This personal data may include:
- Full Name
- Email Address
- Contact Number
- Any other details you provide when contacting us
b. Non-Personal Identification Information
When you access our website, we may collect non-personal information about your visit, including:
- IP Address
- Browser Type and Version
- Device Information
- Time Zone
- Pages Visited
- Referring/Exit Pages
- Date and Time of Visit
- Operating System
This information is collected through cookies and similar tracking technologies (see Section 5 for more information).
2. How We Use Your Information
We collect and use your information for the following purposes:
- To Provide and Improve Our Services: Your data helps us operate our website, provide better content, and improve your experience.
- To Send Periodic Emails: We may use your email address to send you information, respond to inquiries, and send you newsletters or promotional content.
- To Analyze Website Traffic: We may use analytics tools to understand how visitors use our website, which helps us improve our content and services.
- To Comply with Legal Obligations: We may process your personal data to comply with applicable legal obligations.
3. Legal Basis for Processing Personal Data (Under GDPR)
For visitors from the European Economic Area (EEA), Money Savvy UK’s legal basis for collecting and using personal information depends on the specific context in which we collect it. We may process your personal information because:
- You have given us your consent
- It is necessary to fulfill a contract (e.g., when you subscribe to our newsletter)
- We need to comply with legal obligations
- It is in our legitimate interests (e.g., for improving our website and services)
4. How We Protect Your Data
We implement a range of security measures to protect your personal data. These include:
- Encryption: Sensitive information is encrypted using Secure Socket Layer (SSL) technology.
- Access Control: Only authorized personnel have access to personal data, and they are required to keep it confidential.
- Regular Security Reviews: We regularly review our data collection, storage, and processing practices to ensure we are complying with the latest security standards.
5. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to improve user experience, analyze site traffic, and deliver targeted advertising. You can control your cookie settings via your browser.
- Cookies: Small data files stored on your device that help us track certain information about you, like your preferences.
- Analytics: We use third-party services like Google Analytics to monitor website traffic and analyze user behavior. These services may also use cookies to track user interactions.
For more information about cookies, and how to disable them, please refer to our Cookie Policy.
6. Sharing of Personal Information
We do not sell, trade, or rent your personal information to third parties. We may share your information with:
- Service Providers: Trusted third-party service providers who assist us in operating our website, sending newsletters, or analyzing website traffic, as long as these parties agree to keep this information confidential.
- Legal Requirements: If required by law, we may disclose your personal information to comply with legal processes or government requests.
7. Your Data Protection Rights (GDPR)
If you are a resident of the EEA, you have the following data protection rights:
- Right to Access: You have the right to request copies of your personal data.
- Right to Rectification: You can ask us to correct any inaccurate or incomplete data.
- Right to Erasure: You can request that we delete your personal data under certain conditions.
- Right to Restrict Processing: You have the right to request that we limit the processing of your personal data.
- Right to Object: You can object to the processing of your personal data in certain cases, such as direct marketing.
- Right to Data Portability: You have the right to request the transfer of your data to another organization or directly to you.
To exercise these rights, please contact us at kalpana@moneysavvyuk.com.
8. Retention of Personal Data
We will retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.
9. Third-Party Links
Our website may contain links to third-party sites that are not operated by us. We are not responsible for the privacy practices of such websites. We recommend that you review the privacy policies of any third-party sites you visit.
10. Changes to This Privacy Policy
Money Savvy UK reserves the right to update this Privacy Policy at any time. We will notify you of any significant changes by updating the effective date at the top of this document. We encourage you to review this Privacy Policy periodically.
11. Contact Information
If you have any questions or concerns regarding this Privacy Policy, or wish to exercise your data protection rights, please contact us at:
Email: kalpana@moneysavvyuk.com
Website: www.moneysavvyuk.com